August 15, 2022
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Life InsuranceFortune Favors the Bold

Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living.

The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur.

Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime.


Some things to consider when deciding on life insurance are:

  • How much money will my family need after my death to meet immediate expenses like funeral expenses and debts.
  • How much money will my family need to maintain their standard of living over the long run?
  • Will my spouse have more expenses for daily needs if I'm not here to help, like day care, house maintenance?
  • If I'm not here to contribute, will my children be able to go to college as planned?